Market Commentary The strong performance from equity markets in the first quarter continued into the second, though we have seen some moderation in returns in the third quarter to date (key markets flat to marginally up). For 2023 so far, we have continued to see strong returns from the S&P 500 and NASDAQ (up ~17% […]

If you don’t know what ESG investing is or don’t understand it, don’t feel bad. Most people do not, including many people who are currently participating in ESG investing. What IS ESG Investing? The acronym ESG stands for Environmental, Social and Governance. As a group of words or as a phrase, they do not seem […]

Market Commentary After a disastrous 2022, the positive momentum seen in the last quarter of 2022 continued into the first quarter of 2023, with the S&P 500 and NASDAQ up 7% and 17% respectively in the quarter. The DJIA was the exception, with its higher underlying financials sector exposure dragging down its performance (flat in […]

What is the 60/40 portfolio, and where did it come from? 50 years ago – investors used to do a lot of guessing, basing their insights on casual observations rather than math and science.  Stock market observers noticed that when the stock market collapsed, bonds didn’t fall with it. While bonds didn’t pay much, they […]

Passive Income Investing in Canada Passive income investing is an interesting concept, and the debate surrounding the strategy will likely become more sharply focused over the next few years, particularly in Canada.   Over 30 years ago, after previously working with professional institutional investors as an order taker in practice, I moved over and began working […]

How interest rates in Canada affect you You can think of interest as the “Rent” paid to a lender of money. And the ability to borrow money is critical because there isn’t enough actual cash in the world.  So, interest rates or “rent” on borrowed money is a way of rewarding those who have lent […]