Interest rates Canada: how they affect you and how they are determined You can think of interest as the “Rent” paid to a lender of money. And the ability to borrow money is critical because there isn’t enough actual cash in the world.  So, interest rates or “rent” on borrowed money is a way of […]

Is Canada Going Into a Recession? The first thing to understand is the technical definition of a recession – when an economy’s GDP (Gross Domestic Product) shrinks for two consecutive quarters or six straight months. The GDP of an economy represents the total economic output of an economy. Essentially, it means the entire value of […]

The latter part of 2022 to date, not unlike most of the year, continues to be characterized by high levels of volatility, though, unlike most of the year, for the fourth quarter to date this has been volatility of the upside variety.

In this challenging environment, we are pleased with the degree to which client portfolios have held up in tough markets, and the relative outperformance they have generated. Managing capital is a process, and our efforts are directed at continually improving and optimizing client portfolios. The most recent performance data is contained at the end of […]

Market Summary The first half of the year is one that most would like to forget, with key equity indices, namely, the S&P 500 and NASDAQ finishing the half down ~20% and ~30% respectively. The bulk of the negative moves were experienced in the second quarter of the year, though we have seen a modest […]

Market Summary Looking at major indices as we approach the mid-point of the year, the challenges faced by financial markets are evident. On a year-to-date basis, the S&P 500 and NASDAQ are down >20% and >30% respectively, with the bulk of the negative movement being experienced in the second quarter to date. Our commentaries to […]